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I'm Dennis Hughes, Mortgage Broker with Lend4less Home Loans.  I want to be your go to lender!

35+ years of experience - 10,000+ closed loans means your buyer & transaction are in good hands:

  • Fast closings in as little as 11-12 days

  • Simplified loan process

  • All your buyer's home loan questions answered

  • Fantastic communication with your buyer's loan options detailed verbally and in writing

  • Transparent "Rockbottom" loan pricing that consistently beats banks & big lenders

  • Hard to qualify buyer & property scenarios

  • USDA zero down

  • VA zero down with jumbo loan amounts

  • Conventional 3% down

  • Manufactured home loans

  • Hobby Farm, homes with acreage & ag use

  • Self employed buyers with complex income streams

  • Credit challenged buyers

Current average nationwide rates----

My rates are typically lower than these listed averages by .25% or more!

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Some rate tips-- higher the lender fees (including points) the lower the rate. whether you pay points for a lower rate or not depends on your personal scenario and the potential for lower rates going forward.

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