Close more transactions with less hassle!
Welcome! As a successful real estate professional, how do you avoid buyer loan hiccups & help your buyers get a hassle free loan at a lower rate?
Partner with the right loan officer!
I'm Dennis Hughes, Mortgage Broker with Lend4less Home Loans. I want to be your go to lender!
35+ years of experience - 10,000+ closed loans means your buyer & transaction are in good hands:
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Fast closings in as little as 11-12 days
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Simplified loan process
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All your buyer's home loan questions answered
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Fantastic communication with your buyer's loan options detailed verbally and in writing
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Transparent "Rockbottom" loan pricing that consistently beats banks & big lenders
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Hard to qualify buyer & property scenarios
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USDA zero down-great low rate loan for first timers!
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VA zero down with jumbo loan amounts
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Conventional 3% down
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Manufactured home loans- 250+ closed!
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Hobby Farm, homes with acreage & ag use/zoning
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Barndominiums and other hard to finance property
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Self employed buyers with complex income
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Credit challenged buyers
Learn how and why rates change and what personal and transaction factors affect the rate you receive
Find your best and most cost effiecent loan program for your specific needs
Learn all about monthly payments, down payments, closing costs and how it all fits together
Guide to knowing when a refi is right for you, what your options are, and to know if it's worth it
Learn what inspections and property condition standards are required for each loan program
Understand the 4Cs of loan qualifying and which loan programs are more "forgiving"
Guide to closing costs and required down payment per loan program- and how to minimize
The different type of lenders and how that affects your home loan process and your loan price
Current average nationwide rates----
My rates are typically lower than these listed averages by .25% or more!
Some rate tips-- higher the lender fees (including points) the lower the rate. whether you pay points for a lower rate or not depends on your personal scenario and the potential for lower rates going forward.
