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I'm Dennis Hughes, Mortgage Broker & Owner of RockBottomRate also known as Lend4less.  I can save you thousands of dollars with my hassle free home loan process sharpened from my 35+ years of experience while closing 10,000+ loans.  What you get from me:

  • Fast closings in as little as 11-12 days

  • Simplified loan process

  • All home loan questions answered

  • Fantastic communication with your loan options detailed verbally and in writing

  • Transparent "Rockbottom" loan pricing that consistently beats banks & big lenders

  • No pushy hard-sell crap you get from other lenders!

  • Just the info you need to make the best decision for YOU!

Current average nationwide rates----

My rates are typically lower than these listed averages by .25% or more!

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Some rate tips-- higher the lender fees (including points) the lower the rate. whether you pay points for a lower rate or not depends on your personal scenario and the potential for lower rates going forward.

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