Close more transactions with less hassle!
Welcome Agent!
Thanks for visiting my site
I want to reduce your loan hassles, help you close more deals & get you more referrals from happy --close on time --buyers & sellers!
Every agent has loan horror stories! The best way to prevent them is to work with a very good, very experienced loan officer. That's why a second opinion from me just might reduce or eliminate your current & future transaction hassles, perhaps cure a "sick" loan and even rescue your sales commission!
At a minimum, I can almost certainly save your buyer thousands with a lower rate & reduced lender fees! Click here for more on my SOS program....
Real estate agents and their buyers often find a lenders property condition rules perplexing since many lenders interpret Fannie, Freddie, FHA, VA & USDA loan guidelines differently, with some imposing additional stricter rules, known as overlays. What is ok with one lender is not with another--so how do you make sure a unique property, or one with needed repairs can get a loan?
Ever been told by a loan officer the buyer is solid and then you have nothing but problems getting the loan to fund? The thing to realize is about 2/3rds of loan officers have very little to NO! purchase loan experience--just refi's -- and only about 10% of loan officers are very adept with the purchase loan process.
The #1 mistake loan officers make in the preapproval process is miscalculating and/or misunderstanding a buyer's qualifying income. Human underwriting- a week -or three! later -- typically catches these loan officer income calculation mistakes and often reduces a buyer's qualifying income resulting in the killer of loan pre-approvals-- a debt ratio that's too high for a loan program limits.
Working with an experienced, knowledgeable loan officer is the best way to eliminate this deal killing issue and utilizing an accurate monthly payment calculator during the initial home search stage is vital.
Too many online payment calculators are inaccurate, especially with monthly property tax and home insurance calculations. Our payment calculator is far more accurate! Click for more...
