What are underwriting overlays and why does it matter?
Some lenders use additional underwriting rules that are more restrictive than what the agencies allow

Dennis Hughes NMLS #178729
2 min read
FHA minimum property standards and inspection requirements
FHA existing property condition screening checklist

Dennis Hughes NMLS #178729
8 min read
VA existing property Condition Screening checklist
The presence of any of these conditions below are required to be corrected to meet a property's MPR (minimum property requirements). ...

Dennis Hughes NMLS #178729
4 min read
Getting a home loan is a hassle
The ugly truth about home loans. They're a hassle! Reducing this hassle can make the process more tolerable. And you can make the loan...

Dennis Hughes NMLS #178729
2 min read
Rate Lock Tips to help you get the best rate
Mortgage interest rates -- just like stock prices -- change price daily and you can win or lose a little if you don't know what you're doing

Dennis Hughes NMLS #178729
5 min read
Why do mortgage loans get denied?
Got turned down for a mortgage to buy a new home or refinance your current home? You’re not alone.
the first step is to figure out why

Dennis Hughes NMLS #178729
5 min read
Is your manufactured foundation acceptable to lenders?
Why the California HCD433 isn't evidence the foundation is ok for lenders Many agents and buyers/sellers erroneously assume if a HCD433...

Dennis Hughes NMLS #178729
3 min read
Manufactured HUD tags or the data plate missing-what next?
The manufactured home loan process is more complex than financing a traditional site-built home. Manufactured homes are built to a...

Dennis Hughes NMLS #178729
2 min read
Manufactured, modular or mobile home --and what's the difference?
Manufactured, modular or mobile home, what's the difference?

Dennis Hughes NMLS #178729
3 min read


