What factors determine the rate you receive?
What factors determine the rate you receive?

Dennis Hughes NMLS #178729
4 min read
Closing Costs Explained
Mortgage loan closing costs explained

Dennis Hughes NMLS #178729
6 min read
What are underwriting overlays and why does it matter?
Some lenders use additional underwriting rules that are more restrictive than what the agencies allow

Dennis Hughes NMLS #178729
2 min read
Getting a home loan is a hassle
The ugly truth about home loans. They're a hassle! Reducing this hassle can make the process more tolerable. And you can make the loan...

Dennis Hughes NMLS #178729
2 min read
Rate Lock Tips to help you get the best rate
Mortgage interest rates -- just like stock prices -- change price daily and you can win or lose a little if you don't know what you're doing

Dennis Hughes NMLS #178729
5 min read
Why do mortgage loans get denied?
Got turned down for a mortgage to buy a new home or refinance your current home? You’re not alone.
the first step is to figure out why

Dennis Hughes NMLS #178729
5 min read


