USDA loan program
The USDA zero down rural housing loan is a fantastic low cost loan option that is a great alternative to most high hassle, DPA loan programs--as long as the buyer(s) income meets guidelines.

Dennis Hughes NMLS #178729
3 min read
Welcome! Our blog articles are designed to help with common and often complex issues that are a part of the home loan process.
There is a ton of confusing misinformation online when looking for answers to your questions and and unfortunately some of this inaccuracy can cause you stress, lost time and money. Utilize these reference materials to assist in furthering your knowledge to create smoother transactions and maybe even keep one from blowing up!

Disclaimer
These guides and common scenarios are based on current rules and the author's decades of experience. Please keep in mind these are intended to be informative and are the author's opinion. Rules and guidelines are in a constant state of change and what may be true today can be different tomorrow. Individual lenders will differ slightly in their interpretation of rules and guidelines, in addition to adding their own specific underwriting overlays. We make every effort to ensure the accuracy of our content. However, we do not accept any responsibility or liability for content accuracy, completeness, or legality of the content offered. Users of our content should make every effort to verify the information presented on our site with the specific lender handling the loan. They are not intended to be legal advice.